uber frugal: one

In Day 1 of the Uber Frugal Month challenge, we’re asked to answer the questions in the original Uber Frugal post.

Why are you participating in this Challenge?

One of my goals for the year is to live within a budget- and to track every dollar earned and spent in the next year. This is a good way to jumpstart that.

What do you hope to achieve?

I hope to take the results of the uber frugal challenge and create a flexible budget that I can carry over into the rest of the year.

What are your longterm life goals?

I plan on continuing the self-employed life, while exploring building multiple income streams. I have some pretty cliche goals like being an awesome husband and dad and traveling and yaddayadda.

Where do you want to be in 10 years?

I want to be financially independent before the next 10 years are up.

What about your current lifestyle might prevent those goals from coming to fruition and what can you do about it?

Right now- I’m not saving enough, and i’ve let some non-essential spending take over. Some parts of achieving Financial Independence is strictly math.  My desire to be both a husband and a dad someday will certainly affect that math. So for today,  I’m choosing to focus on the things that I can control: making more, spending less, and being smart with the difference.

Why does it all matter?

We get one shot at life here on this rock, and many people who are interested in financial independence are looking to retire early, and I’ll admit, that does inspire me. But when i take a step back and examine my life, I don’t think i’d enjoy “retirement” for more than a month or two. However, if i can design my life in such a way that I can find happiness with less, while building a foundation to be very choosy about the way I spend my time- and that sounds pretty incredible.

What do you need clarity on?

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